Trade credit is the credit that a supplier grants to its customer to settle its debts. Trade credit is a payment flexibility regularly requested by customers and which is granted for commercial purposes in order to retain customers or to obtain new customers.

Professional credit is a loan reserved exclusively for professionals. It concerns the liberal professions, artisans, traders, farmers, VSEs/SMEs/SMIs, self-employed entrepreneurs, but also associations. Professional credit will allow professionals to equip themselves, buy or build premises or even finance the company's working capital needs and strengthen equity.

Everything was very simple and quick - Documents easy to understand and read - hassle-free handling via the internet and no waiting.

Note that with Financisi Capital, you can take out your loan 100% online, from the simulation of your personal loan to its electronic signature. It's simple and quick.

Comments (2)

  1. Tiana Velásquez Lara
    Client | Ormaiztegi | 2024-04-18

    I am a trader in the agro-pastoral sector. I would like financing for a supply of products. Tell me how it works. Do I need a business plan? What documentation will I need when I submit my loan application?

    • Caroline Cummings
      Admin | Financisi Capital | 2024-04-18

      For fully underwritten loans, you will need all completed application forms, personal and business tax returns for the past three years, and an interim financial statement prepared since your last tax period. For start-up businesses, you will need a business plan, projections, and the assumptions on which those projections are based. You will not need tax returns or financial statements. For credit loans, only an application is required.

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