A mortgage or real estate loan is intended solely to finance the purchase of real estate. In this context, the residential property will serve as a primary or secondary residence, a residential building for rent, commercial premises, etc. Therefore, the borrower's real estate project must be clear. He must know in advance the price of the desired property, its surface area, its type, its location, etc.

A mortgage is a long-term loan. Its repayment term varies from 10 to 25 years, but loans of less than €50,000 can be repaid in less than 10 years. The amount of a mortgage is generally between 50% and 80% of the property price, with the remainder being financed by the personal contribution.

It was very easy to apply to you. You're also very professional, I recommend you.

The granting of a real estate loan is stricter than that of a consumer loan. The borrower's profile is studied closely. Thus, criteria such as marital status, the number of dependents, the nature of the employment contract, age, and state of health come into play to determine the creditworthiness of the credit applicant.

Comments (2)

  1. Quinta Carrera Velez
    Client | Sondika | 2025-06-10

    With each of my financing requests, I have the choice of repaying in small monthly installments or over a fixed period of 12 to 60 months. I am informed of the amount of my monthly installments by my account statement on the 20th of each month. I am debited from my bank account on the 10th of the following month. Isn't that great?

  2. Lion Calvillo Espinosa
    Client | Benasque | 2025-06-22

    Within 48 hours minimum, after acceptance of your request I received my financing by transfer. I recommend.

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